Generational Wealth
What Is Generational Wealth? A Plain-English Guide
Generational wealth is more than money in a trust. Here is what it really means, what it includes, and how an ordinary family can start building it.
The blog
Wealth, legacy and reinvention
Essays and practical guides on building wealth that survives, talking about money with your family, and starting again.
Generational Wealth
Why Family Wealth Rarely Survives Three Generations
The old saying says family fortunes vanish by the third generation. What is true about it, what is myth, and the six causes families can actually fix.
Talking to Parents
How to Talk to Your Parents About Their Will
Not sure how to bring up wills and inheritance with your parents? A calm, step-by-step approach, with exact words you can use and mistakes to avoid.
Estate Planning Basics
The Family Folder: 11 Documents Your Heirs Need
A single organized folder can save your family months of stress. Here are the 11 documents to gather, where to keep them, and how to share access safely.
Estate Planning Basics
Will vs. Living Trust: Which Does Your Family Need?
A will and a living trust do different jobs. Compare costs, privacy, probate and control, and learn who usually needs which, before you call an attorney.
Estate Planning Basics
What Is Probate, and How Do Families Avoid It?
Probate is the court process that settles an estate. Learn how it works, what it costs in time and money, and the legitimate ways to keep assets out of it.
Siblings & Inheritance
How to Split an Inheritance Fairly Between Siblings
Equal is not always fair, and fair is not always equal. Practical ways parents can divide an estate, and siblings can handle one, without wrecking the family.
Money Foundations
How Much Emergency Fund Do You Really Need?
Three to six months is the usual advice, but your number depends on your income, family and risks. A practical way to calculate it, build it and protect it.
Money Foundations
Assets vs. Liabilities: What Do You Actually Own?
Most people own more possessions than assets. A simple three-question test shows the difference, and how to shift your money toward things that work for you.
Starting Over
Starting Over at 50: A Practical Guide
Divorce, layoffs, loss or a fresh choice: starting over at 50 is hard but possible. A clear plan for money, work, home and mindset, with realistic timelines.